The Medigap Helpline

The Medigap Helpline: 1-800-242-1060

Are you a Medicare Beneficiary? Or thinking about Long Term Care costs?

The Medigap Helpline will help you make wise insurance decisions. This is a state-wide toll-free number provided by the Wisconsin Board on Aging and Long Term Care (WI Board on Aging & Long Term Care) (exit DHS). It has no connection with any insurance company.

Call with questions about MEDIGAP INSURANCE

Counselors at the Medigap Helpline can help you evaluate your Medicare supplemental insurance.... and clarify many other related, and sometimes confusing, issues. Here’s a sample:

• Employee Sponsored Coverage
• Managed Care
• Medicare Advantage
• Medicare Supplement
• Open Enrollment
• Qualified Medicare Beneficiary (QMB)

How does your Medigap plan compare with other Medicare supplements that are available? Are you considering an HMO or managed care plan? Are you looking for a policy with prescription drug coverage or protection while traveling in foreign countries? If you have an employer health plan is Medicare the primary or secondary payer? Do you need Medicare Part B? Are you a Medicare beneficiary under age 65 shopping for supplemental insurance? A Medigap counselor has answers to these questions and more: 1-800-242-1060.

Call with questions about LONG TERM CARE INSURANCE

Have you ever thought about how you would pay for extended home health care, or stays in a nursing home, assisted living facility or community-based residential facility (CBRF)? Is insurance the answer? There are many insurance products currently marketed in Wisconsin, including:

• Long Term Care Insurance
• Nursing Home Insurance
• Home Health Care Insurance

What are the differences? What factors should be considered before purchasing?

Do you know the benefits and limitations of the Medicaid or Medical Assistance (Title 19) Program?

Are you aware of the financial safeguards for couples under Wisconsin Spousal Impoverishment Protection laws?

Your liability under the Medical Assistance Estate Recovery law?

A MEDIGAP COUNSELOR has answers to these questions and more: 1-800-242-1060.

The Medigap Helpline also has useful booklets on Medicare supplement and long-term care insurance. Call the toll-free number to learn how to receive this material: 1-800-242-1060.

Complaints concerning an insurance company or a specific insurance agent may be referred to the Wisconsin Office of the Commissioner of Insurance: 1-800-236-8517.

Last Revised: December 17, 2009